Health care away from home can have a pretty hefty price tag. Government health insurance plans cover only a small portion of the costs of medical emergencies particularly when you're out of Canada. Emergency Medical Insurance protects you financially in ways your government plan cannot. It also provides caring professional help when you need it - 24 hours a day, 7 days a week, anywhere in the world.
Many trips are also cancelled or disrupted every year for a wide variety of reasons: unexpected illness or injury, illness or death of a relative, a sudden job transfer or layoff and much more. Having to cancel your trip before you depart can be very expensive, because most trips are non-refundable. As costly as these penalties are, they can be even more severe if you have to return home prematurely or if you are delayed in returning home. Cancellation and Interruption Insurance can protect you from these unexpected costs.
Things do happen, things you least suspect, even for the best prepared traveller.